Dating Industry
FuturePay Holdings Inc. Announces Partnership with Cross River for MyTab Platform
SOUTH JORDAN, UT/ACCESSWIRE/June 29, 2022/ FuturePay Holdings Inc. (“FuturePay”), a provider of digital revolving credit solutions, announced that it has signed an agreement with Cross River, a technology infrastructure provider that offers integrated financial solutions, for the digital revolving credit platform MyTab ™ of the company. Based in Fort Lee, New Jersey, Cross River is …

The CFPB machine-guns the rent-a-banks
Hello and welcome to Protocol Fintech. This Monday: the CFPB against rent-a-banks, Binance’s real deal flow and Goldman’s Celsius movement. out of the chain Friday was a tough day to find fintech stories on social media. There was bigger news. But I was able to find some silence scrolling through the Twitter lists I created …

Waterstone Financial, Inc. (NASDAQ:WSBF) Declares Quarterly Dividend of $0.20
Waterstone Financial, Inc. (NASDAQ:WSBF – Get Rating) announced a quarterly dividend on Thursday, June 23, Zacks reports. Investors of record on Monday July 11 will be paid a dividend of 0.20 per share by the savings and loan company on Tuesday August 2. This represents an annualized dividend of $0.80 and a yield of 4.54%. …
Lokyata Announces Systems Integration with Infinity Software, Bringing Enhanced Loan Decision Capabilities to Lending Institutions
WASHINGTON, June 23, 2022–(BUSINESS WIRE)–Lokyata, a company specializing in providing products that digitize, automate and adapt lender credit decisions, announced that its real-time automated credit decision tool, BankAnalyze, is now integrated to Infinity Software’s loan management software platform. Infinity Software has been providing software solutions to direct-to-consumer lenders for 20 years and has enabled over …

Big banks improve their overdraft policies and reduce fees
The 25 largest US banks by number of branches have made substantial changes to their overdraft policies in the past 12 months, which could save consumers more than $4 billion a year. These reforms at the biggest banks are expected to have outsized benefits for black and Hispanic customers, as they are more likely to …

Analyst-Boosted Third Quarter 2022 EPS Estimates for Bancorp, Inc. Clients (NYSE:CUBI)
Customers Bancorp, Inc. (NYSE:CUBI – Get Rating) – B. Riley analysts raised their third-quarter 2022 earnings estimates for Customers Bancorp stock in a research report delivered to customers and investors on Friday 17 June. B. Riley analyst S. Moss now expects the bank to post earnings of $2.16 per share for the quarter, up from …

Salisbury Bancorp, Inc. (NASDAQ:SAL) Brief Interest Update
Salisbury Bancorp, Inc. (NASDAQ:SAL – Get Rating) saw significant growth in short-term interest in May. As of May 31, there were short interests totaling 4,700 shares, up 42.4% from the May 15 total of 3,300 shares. Based on an average daily volume of 2,500 shares, the short interest ratio is currently 1.9 days. Currently, 0.2% …

Critical Review of Guaranty Bancshares (NASDAQ:GNTY) vs. Evans Bancorp (NYSE:EVBN)
Guaranty Bancshares (NASDAQ:GNTY – Get Rating) and Evans Bancorp (NYSE:EVBN – Get Rating) are both small cap finance companies, but which stock is superior? We’ll compare the two companies based on institutional ownership strength, risk, earnings, dividends, valuation, profitability, and analyst recommendations. Analyst Recommendations This is a summary of the current ratings and recommendations for …

First Commonwealth Financial Co. (NYSE:FCF) Receives Consensus “Buy” Recommendation from Analysts
Shares of First Commonwealth Financial Co. (NYSE:FCF – Get Rating) received an average rating of “Hold” by the six research firms that cover the stock, MarketBeat.com reports. Three equity research analysts rated the stock with a hold rating and two issued a buy rating on the company. The year-over-year average price target among brokerages that …

Direct comparison between Greene County Bancorp (NASDAQ:GCBC) and Cullman Bancorp (NASDAQ:CULL)
Greene County Bancorp (NASDAQ:GCBC – Get Rating) and Cullman Bancorp (NASDAQ:CULL – Get Rating) are both finance companies, but which company is better? We’ll compare the two companies based on their dividend strength, valuation, risk, profitability, analyst recommendations, earnings, and institutional ownership. Insider and Institutional Ownership 7.0% of Greene County Bancorp’s stock is held by …

Community Heritage Financial, Inc. (OTCMKTS:CMHF) Brief Interest Update
Community Heritage Financial, Inc. (OTCMKTS: CMHF – Get Rating) was the target of a sharp decline in short-term interest during the month of May. As of May 31, there was short interest totaling 100 shares, down 90.9% from the May 15 total of 1,100 shares. Based on an average trading volume of 300 shares, the …

Five loans to start your business – Flux Magazine
Al Woods words When you start a business you need money, there is no getting around it. It is necessary to have enough capital to grow, expand and advance your business. Whether you have money to start your business or not, having enough capital is essential to grow. That’s where loans come in. Whether you’re …

IoT helps freight companies fight inflation
Companies are investing in digital transformation to fight inflation and overcome other challenges, Samsara executives said Thursday (June 2) during the company’s quarterly earnings call. Players in critical sectors such as transportation, wholesale and retail, construction, field services, utilities, and agriculture are using data-driven platforms to stay competitive in a challenging macroeconomic environment. “Our customers …

Westbury Bancorp (OTCMKTS:WBBW) vs. Elmira Savings Bank (NASDAQ:ESBK) Head-to-Head Review
Westbury Bancorp (OTCMKTS:WBBW – Get Rating) and Elmira Savings Bank (NASDAQ:ESBK – Get Rating) are both small cap finance companies, but which company is better? We’ll compare the two companies based on institutional ownership strength, profitability, analyst recommendations, valuation, earnings, risk, and dividends. Risk and Volatility Westbury Bancorp has a beta of 0.44, suggesting that …

KBRA Assigns Preliminary Ratings to LendingPoint Asset Securitization Trust 2022-B
NEW YORK–(BUSINESS WIRE)–KBRA assigns preliminary ratings to three classes of bonds issued by LendingPoint 2022-B Asset Securitization Trust (“LP 2022-B”), a $250.0 million consumer loan ABS transaction. Preliminary ratings reflect initial levels of credit enhancement ranging from 30.00% for Class A Notes to 8.00% for Class C Notes. This transaction represents the eleventh KBRA-rated securitization …

Eagle Bancorp, Inc. (NASDAQ:EGBN) sees sharp rise in short-term interest
Eagle Bancorp, Inc. (NASDAQ:EGBN – Get Rating) saw a significant increase in short-term interest in May. As of May 15, there was short interest totaling 561,900 shares, an increase of 25.7% from the April 30 total of 446,900 shares. Based on an average daily trading volume of 165,100 shares, the short interest ratio is currently …

How to Improve Personal Loan Applications: 6 Ways to Increase Chances of Approval
Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. Before you take out a personal loan, …

EPS of $0.26 expected for CURO Group Holdings Corp. (NYSE:CURO) this quarter
Stock analysts predict that CURO Group Holdings Corp. (NYSE:CURO – Get Rating) will report earnings of $0.26 per share for the current quarter, according to Zacks. Three analysts released CURO Group earnings estimates, with the highest EPS estimate at $0.40 and the lowest estimate at $0.11. CURO Group reported earnings per share of $0.40 in …

Covered Holdings Announces Follow-Up Investments by Fortress and Westlake
Covered shares our mission to provide better financing solutions to Americans in need. Tweet that “The Covered team has built a disruptive business serving the underserved with affordable rates and delivering strong portfolio performance,” said Dominique Ruggiero, Managing Director of Fortress Investment Group. “We are pleased to increase our investment in the business to support …

Form S-3/A BLUE RIDGE BANKSACTIONS,
As filed with the Securities and Exchange Commission on May 23, 2022 Registration No. 333-264860 UNITED STATES SAFETY AND EXCHANGES COMMISSION Washington, D.C. 20549 Pre-Effective Modification #1 for FORM S-3 STATEMENT OF REGISTRATION UNDER THE SECURITIES ACT OF 1933 BLUE RIDGE BANKSHARES, INC. (Exact name of the declarant as specified in its charter) Virginia 54-1470908 …

First Commonwealth Financial Co. (NYSE:FCF) expected to post quarterly sales of $97.26 million
Analysts expect First Commonwealth Financial Co. (NYSE:FCF – Get Rating) to report revenue of $97.26 million for the current fiscal quarter, according to Zacks. Four analysts made earnings estimates for First Commonwealth Financial. The highest sales estimate is $98.06 million and the lowest is $96.57 million. First Commonwealth Financial recorded sales of $94.29 million in …

Banco de Chile (NYSE:BCH) Receives Consensus “Buy” Rating from Analysts
Shares of Banco de Chile (NYSE:BCH – Get Rating) received a consensus “Buy” recommendation from the six analysts who currently cover the company, MarketBeat reports. Two analysts rated the stock with a hold recommendation and four gave the company a buy recommendation. The 12-month average price target among brokers who have rated the stock over …

$54.15 million in sales expected for Washington Trust Bancorp, Inc. (NASDAQ:WASH) this quarter
Analysts predict that Washington Trust Bancorp, Inc. (NASDAQ:WASH – Get Rating) will record sales of $54.15 million for the current fiscal quarter, according to Zacks. Two analysts provided earnings estimates for Washington Trust Bancorp, with the lowest sales estimate of $53.40 million and the highest estimate of $54.90 million. Washington Trust Bancorp posted sales of …

C&F Financial (NASDAQ:CFFI) coverage launches on StockNews.com
StockNews.com launched coverage on the shares of C&F Financial (NASDAQ:CFFI – Get a rating) in a report released Friday. The brokerage has set a “buy” rating on the shares of the financial services provider. The NASDAQ CFFI opened at $51.00 on Friday. The company has a quick ratio of 0.84, a current ratio of 0.89 …

Personal loans used to buy cars secured Oportun’s $400m ABS
Oportun Issuance Trust, 2022-A, aims to raise $400 million from capital market debt, by issuing notes that will be secured by auto-securitized installment loans. Oportun, Inc., sponsoring the asset-backed securities (ABS) deal, which is secured by non-preferential loans. The agreement has a renewable period of 24 months, according to Morningstar | DBRS. During the revolving …

Fed Survey: Business Credit Standards Remain Largely Unchanged Amid Rising Demand
Lending standards for business loans remained largely unchanged in the first quarter of 2022, according to the Opinion Survey of Key Federal Reserve Loan Officials released today. Lenders reported a general relaxation of standards for consumer loans during the survey period. THIS. Commercial and industrial lending standards for businesses of all sizes remained virtually unchanged …

What is renewable use and how to use it
Revolving usage is an important factor that can impact your credit ratings. This is often the main reason why your credit scores change from month to month. But usage can be confusing, so let’s break it down here and help us use it to your advantage. If you’ve seen the FICO score formula, debt is …

ENOVA INTERNATIONAL, INC. MANAGEMENT REPORT AND ANALYSIS OF FINANCIAL POSITION AND OPERATING RESULTS (Form 10-Q)
The following discussion of financial condition, results of operations, liquidity and capital resources and certain factors that may affect future results, including economic and industry-wide factors, of Enova International, Inc. and its subsidiaries should be read in conjunction with our consolidated financial statements and accompanying notes included under Part I, Item 1 of this Quarterly …

Information and education are key to helping young consumers find financing options
By Joseph Dobrian, special for today’s furniture HIGHLIGHT — How are financing practices changing to respond to how and where young consumers shop? Are cash-equivalent offers resonating with younger consumers? Consumer finance and leasing specialists generally agree that furniture retailers can take advantage of changing consumer practices. Retailers just need to stay alert to these …

The CURO Group (CURO) will publish its results on Monday
CURO Group (NYSE:CURO – Get Rating) will release earnings data after market close on Monday, May 2. Analysts expect CURO Group to post earnings of $0.11 per share for the quarter. CURO Group (NYSE:CURO – Get Rating) last announced its results on Tuesday, February 8. The company reported ($0.39) earnings per share for the quarter, …

COVID stimulus funds spurred lower debt spending
The Financial Health Network released its 10th annual spending report, showing the first-ever overall decline in interest and fee spending. The study tracks what U.S. households have spent on financial services during the pandemic and says the 4% drop in debt-related spending stems from the student debt moratorium, government stimulus measures and a decline in …

StockNews.com begins coverage of C&F Financial (NASDAQ:CFFI)
StockNews.com began covering stocks of C&F Financial (NASDAQ:CFFI – Get a rating) in a research report released Wednesday. The brokerage has set a “buy” rating on the shares of the financial services provider. Shares of CFFI opened at $50.80 on Wednesday. The company has a market capitalization of $180.44 million, a PE ratio of 6.68 …

How to control your credit score!
iQuanti: Seeing a change in your credit score can make anyone a little nervous, especially if that coveted number has dropped by a few points. But don’t panic just yet. There are many reasons why you might see your credit score change, and for every problem there is a solution. Keep reading to learn more …

Bank First (NASDAQ:BFC) vs. Citigroup (NYSE:C) Financial Review
Citigroup (NYSE: C – Get Rating) and Bank First (NASDAQ: BFC – Get Rating) are both finance companies, but which is the best investment? We’ll compare the two companies based on the strength of their institutional ownership, valuation, dividends, profitability, earnings, analyst recommendations and risk. Dividends Citigroup pays an annual dividend of $2.04 per share …

Head-to-head comparison: California First Leasing (OTCMKTS:CFNB) vs. Park National (NYSE:PRK)
California First Leasing (OTCMKTS: CFNB – Get Rating) and Park National (NYSE: PRK – Get Rating) are both finance companies, but which company is better? We’ll compare the two companies based on valuation strength, earnings, analyst recommendations, institutional ownership, dividends, profitability and risk. Institutional and insider ownership 61.1% of National Park shares are held by …

Zacks: Brokers expect Synchrony Financial (NYSE:SYF) to post EPS of $1.53
Wall Street analysts expect Synchrony Financial (NYSE:SYF – Get Rating) to report earnings per share of $1.53 for the current fiscal quarter, Zacks reports. Fourteen analysts provided earnings estimates for Synchrony Financial, with the highest EPS estimate of $1.77 and the lowest estimate of $1.32. Synchrony Financial reported earnings of $1.73 per share in the …

Shopify Stock Split: The Real Reason It Matters
Ddespite some spectacular sales in recent months, Shopify Stock (NYSE: SHOP) has jumped more than 800% in the last five years. Due to this incredible performance, the company’s shares are currently worth more than $600 each, an expensive figure that is likely keeping some retail investors away. In an appeal to everyday investors, Shopify recently …

StockNews.com downgrades regional (NYSE:RM) leadership to buy
Regional Management (NYSE: RM – Get a Grade) was downgraded by StockNews.com from a “strong buy” rating to a “buy” rating in a Friday research note to investors. Separately, Zacks Investment Research downgraded regional management from a “strong buy” rating to a “hold” rating in a Wednesday, February 2, research report. RM stock opened at …

Old Second Receives “Outstanding” Rating from the Community Reinvestment Act
AURORA, Ill./ACCESSWIRE/April 5, 2022/ Old Second Bancorp, Inc. (NASDAQ:OSBC) announced that its banking subsidiary, Old Second National Bank (“Old Second”), has again received an overall “Outstanding” rating from the Office of the Comptroller of the Currency ( “OCC”) in its most recent Community Reinvestment Act (“CRA”) performance assessment covering the years 2018 to 2020. In …

Synchrony Financial – Consensus indicates 49.6% upside potential
Synchrony Financial with the ticker code (SYF) now have 18 analysts covering the stock with the consensus suggesting a buy rating. The range between the high target price and the low target price is between 65 and 40, with the middle target price at 52.06. Given that the stock’s previous close was at 34.81, this …

Is it still a purchase in 2022? By The Motley Fool
© Reuters. goeasy (TSX:GSY) 5-Minute Stock Analysis: Is It Still a Buy in 2022? Welcome to a multi-part series where I break down the fundamentals of some of the most popular listed stocks! Today is goeasy (TSX:) (TSX:GSY), a Canadian alternative lending platform. Although one of the best performers in 2021, goeasy has fallen on …

DA Davidson analysts raise earnings estimates for Cavista Bancshares, Inc. (NASDAQ:CIVB)
Civista Bancshares, Inc. (NASDAQ:CIVB – Get Rating) – DA Davidson analysts raised their earnings per share (EPS) estimates for fiscal 2022 for Civista Bancshares in a research report released Wednesday, March 30. DA Davidson analyst R. Gunther now expects the bank to earn $2.20 per share for the year, up from his previous estimate of …

5 ways to improve your credit score without a credit card
Unless you have enough money to finance your whole life, you will probably need credit at some point. Whether you need to take out a mortgage to buy a home, take out a car loan, or borrow money to start a business, a good credit score will help you get better rates. But getting a …

Analysts expect LexinFintech Holdings Ltd. (NASDAQ:LX) posts EPS of $0.50
Wall Street brokers expect LexinFintech Holdings Ltd. (NASDAQ:LX – Get Rating) shows earnings per share of $0.50 for the current fiscal quarter, according to Zacks. Zero analysts released earnings estimates for LexinFintech. LexinFintech reported earnings per share of $0.53 in the same quarter last year, suggesting a negative 5.7% year-over-year growth rate. The company is …

NFT Rental has major growth potential as the “Airbnb of the Metaverse”
Source: Adobe Stock / Jo Gtz The non-fungible token (NFT) rental market demonstrates major growth potential, meriting close monitoring as the “Airbnb of the metaverse,” according to a recent report from the Asian digital asset platform matrix port. Looking at the current landscape, according to the report, NFT financialization is “distinctly divided into five verticals …

$22.81 million in sales expected for Investar Holding Co. (NASDAQ:ISTR) this quarter
Wall Street analysts expect Investor Holding Co. (NASDAQ:ISTR – Get Rating) to report revenue of $22.81 million for the current fiscal quarter, according to Zacks Investment Research. Two analysts made estimates of Investar’s earnings. The highest sales estimate is $22.90 million and the lowest is $22.72 million. Investar reported sales of $22.00 million in the …

$31.05 million in sales expected for Cavista Bancshares, Inc. (NASDAQ:CIVB) this quarter
Stock analysts expect Civista Bancshares, Inc. (NASDAQ:CIVB – Get Rating) to post sales of $31.05 million for the current quarter, Zacks reports. Two analysts have made Cavista Bancshares earnings estimates. The highest sales estimate is $31.20 million and the lowest is $30.90 million. Civista Bancshares recorded sales of $33.02 million in the same quarter last …

Banks and Credit Unions Lose Scale on Lending as Fintechs Grow | News
BOSTON, March 15, 2022 /PRNewswire-PRWeb/ — The Mercator Advisory Group has released an installment loan trend report titled Installment Loans: Fintechs Gaining Ground on Installment Loan Forecasts. $212 billion. The research explains the situation of consumer installment loans in United States and how fintechs and financial companies are now overtaking banks and credit unions when …
Brokers expect Cathay General Bancorp (NASDAQ:CATY) to post EPS of $0.94
Analysts expect Cathay General Bancorp (NASDAQ:CATY – Get Rating) to report earnings of $0.94 per share for the current quarter, according to Zacks Investment Research. Three analysts released earnings estimates for Cathay General Bancorp, with estimates ranging from $0.91 to $0.97. Cathay General Bancorp reported earnings per share of $0.92 in the same quarter last …

CUANM-backed interest rate bill signed into law | 2022-03-10
New Mexico Governor Michelle Lujan Grisham signed a bill backed by the New Mexico Association of Credit Unions to cap the interest rate on installment loans on March 1. HB 132 reduced the maximum annual interest rate on installment loans to 36% (down from the previous 175%). “This bill is a victory for hardworking families …

OppFi sues California commissioner over threat of state interest rate cap (NYSE:OPFI)
William_Potter/iStock via Getty Images OpFi (NYSE:OPFI)which provides technology to banks to offer installment loans, has filed a lawsuit against the California Department of Financial Protection and Innovation Commissioner. The company is seeking a ruling that the state interest rate cap law does not apply to loans issued by OppFi banking partners (OPFI) and managed through …

Westlake Technology Holdings Celebrates Strong Growth in 2021 | Business
LOS ANGELES–(BUSINESS WIRE)–March 7, 2022– Westlake Technology Holdings celebrates strong growth in 2021, surpassing $15 billion in assets under management. Thanks to the determination of Westlake employees and management, Westlake is on track to surpass its original goal of $20 billion in assets by 2026. “We are fortunate to have a group of committed employees,” …
4 online loans that can help cover
NEW YORK, March 05, 2022 (GLOBE NEWSWIRE) — Online loans are designed to help borrowers get extra cash fast so they can cover essential and emergency expenses. From cash advances and installment loans to title loans and lines of credit, there are many online loans borrowers can choose from to get the money they need. …

KIERIN NYC expands payment options for customers worldwide
Real NYC stories lit up with fragrance Mona Maine de Biran, CEO and Founder of KIERIN NYC This move brings us even closer to our audience, giving customers the ability to shop for KIERIN NYC fragrances the same way we encourage them to live, on their own terms. — Mona Maine de Biran, CEO and …

More states seek to cap consumer interest rates at 36%
As efforts to implement a national rate cap stall, more states are considering banning consumer loans with annual percentage rates above 36%. New Mexico lawmakers recently approved a 36% rate cap, which would reduce the state’s current maximum APR by 175%. It now awaits the governor’s signature. Lawmakers in Rhode Island and Minnesota are considering …

First Defense Insulation is a premier insulation and attic insulation removal contractor in Willis, Texas
Willis, Texas- First Defense Insulation prioritizes home comfort and energy efficiency by providing attic insulation that meets all insulation standards. The company is proud to be a member of the National Attic Systems Network and is therefore dedicated to providing high quality insulation and air sealing services. They offer a wide range of complete attic …

Lakeland Bancorp, Inc. (NASDAQ:LBAI) is expected to post earnings of $0.33 per share
Analysts expect Lakeland Bancorp, Inc. (NASDAQ:LBAI – Get Rating) to report earnings per share (EPS) of $0.33 for the current fiscal quarter, reports Zacks Investment Research. Four analysts provided earnings estimates for Lakeland Bancorp, with the lowest EPS estimate at $0.21 and the highest at $0.48. Lakeland Bancorp posted earnings of $0.45 per share in …

AAPL dividend announcement $0.1600/share 02/22/2022
Farmers National Bank Corp. (Canfield, OH) (NASDAQ: FMNB) on 02/22/2022 declared a dividend of $0.1600 per share payable March 31, 2022 to shareholders of record as of March 11, 2022. The amount of the dividend recorded is an increase of 0 $.02 over the last dividend paid. Farmers National Bank Corp. (Canfield, OH) (NASDAQ: FMNB) …

goeasy ltd. expected to earn $2.65 per share in Q1 2022 (TSE: GSY)
goeasy ltd. (TSE:GSY) – Desjardins analysts released their Q1 2022 earnings per share estimates for goeasy in a research report released Thursday, February 17. Desjardins analyst G. Ho expects the company to earn $2.65 per share for the quarter. Desjardins also released goeasy Q3 2022 earnings estimates at $2.93 EPS and full-year 2023 earnings at …

Can you get a payday loan with a credit score of 550?
If your credit score is 550, you can only qualify for a personal loan. However, it is almost impossible to obtain large loans with low credit scores. This means you need to look for alternative financial solutions or improve your credit score. In this article, I will explain various things you need to know about …

Expanded crime bill wins legislative approval in New Mexico
February 17, 2022 10:42 am By MORGAN LEE and CEDAR ATTANASIO – Associated Press Job : February 17, 2022 10:42 am Update: February 17, 2022 12:16 SANTA FE, NM (AP) — A wide range of crime-fighting initiatives won legislative approval Thursday as New Mexico grapples with concerns about a rise in violent crime in Albuquerque …

5 undervalued stocks to buy before March
2022 has started on a low note for the US stock market. All three major equity indices have posted losses since the start of the year, and Nasdaq underperformed by 10%. Finding undervalued stocks in a broader stock market that is still near all-time highs seems like a difficult task. The world is waiting for …

$117.18 million in expected sales for Regional Management Corp. (NYSE:RM) this quarter
Stock analysts predict that Regional Management Corp. (NYSE:RM) will report sales of $117.18 million for the current quarter, reports Zacks Investment Research. Two analysts provided regional leadership earnings estimates, with estimates ranging from $116.48 million to $117.88 million. The regional branch recorded sales of $97.73 million in the same quarter last year, which would indicate …

Best credit cards for bad credit: February 2022
CNN Underscored reviews financial products such as credit cards and bank accounts based on their overall value. We may receive a commission through the LendingTree Affiliate Network if you apply and are approved for a card, but our reporting is always independent and objective. If you have a low credit score, you might be surprised …

The head of the CFPB reinforces the rhetoric of “junk fees”
Banks will be put under the microscope as part of the Consumer Financial Protection Bureau’s initiative to eliminate so-called junk fees, chief executive Rohit Chopra warned Thursday. The collection of free royalties has spread to every sector of the economy — from hotel fees to concert ticket surcharges to insufficient funds charges imposed by banks, …

New Mexico House finally sees the light on 175% interest rates | Legislature | New Mexico Legislative Session
Rarely have slick, wealthy lobbyists like Raymond Sanchez received such a terrible beating. For years, Sanchez has turned members of the New Mexico House of Representatives into toads for the storefront loan industry that charges a 175% annual interest rate. Every attempt to lower the rate ended in failure, usually because a mass of House …
More expensive and riskier debt with fewer assets hinders wealth creation for black households
It can be good to have some debt, because debt can actually help build wealth. But it all depends on the type of debt. Other debts can pose a major financial risk to your financial security. Black households are burdened with risky debt, which hampers their ability to grow their wealth. African-American families are burdened …

KBRA Assigns Preliminary Ratings to Marlette Funding Trust 2022-1
NEW YORK–(BUSINESS WIRE)–KBRA assigns preliminary ratings to four classes of bonds issued by Marlette Funding Trust 2022-1 (“MFT 2022-1”), a $317.37 million consumer loan ABS transaction. The ratings reflect initial credit enhancement levels of 40.65% for Class A Notes to 9.80% for Class D Notes. Credit enhancement consists of overcollateralisation, subordination (in the case of …

WesBanco, Inc. Fourth Quarter 2022 Earnings Forecast Published by B. Riley (NASDAQ:WSBC)
WesBanco, Inc. (NASDAQ:WSBC) – B. Riley Research analysts cut their fourth-quarter 2022 earnings per share (EPS) estimates for WesBanco shares in a report released Thursday, January 27. B. Riley analyst S. Moss now expects the financial services provider to earn $0.63 per share for the quarter, down from its previous estimate of $0.66. WesBanco Inc …

Tompkins Financial Corporation – Consensus Point to 3.2% Upside Potential
Tompkins Financial Corporation found using the ticker (TMP) now have 2 analysts covering the stock. Analyst consensus points to a ‘Hold’ rating. The target price ranges between 83 and 82 and has an average objective at 82.5. Now, with the previous closing price of 79.96, this now indicates that there is 3.2% upside potential. The …

Affirming stock price forecast: Analyst’s upgrade gives AFRM a boost today
To assert (NASDAQ:AFRM) the stock gets a boost on Friday thanks to a new price prediction for shares of the fintech company. Source: Piotr Swat / Shutterstock.com DA Davidson analyst Christopher Brendler leads today’s news as he raises his price forecast for Affirm stock to $75 per share. For the record, the analyst consensus price …

Salisbury Bancorp – Consensus indicates 6.5% upside potential
Salisbury Bancorp found using the (SAL) ticker now have 2 analysts covering the stock with the consensus suggesting a buy rating. The range between the target price high and the target price low is between 41.5 and 40 calculating the average target price we have 40.75. Given that the stock’s previous close was at 38.25, …

How to get a business loan in 2022?
A business owner looking for additional funding to start or expand your business? Find out which 2022 business loans are the best options for you today! In this review, Nick Wilson, Founder and CEO of AdvanceSOS shares his expertise on how to get top tier business loans in 2022. Additionally, he shares tips for approaching …
BNPL Fintech Jifiti launches first-of-its-kind split
COLUMBUS, Ohio, Jan. 20, 2022 (GLOBE NEWSWIRE) — Jifiti, a leading fintech company, today announced the launch of the industry’s first white-label split payment solution, which will complement its existing BNPL. The company is already facilitating point-of-sale financing for leading banks and merchants around the world through its white-label platform, allowing them to easily deploy …

Dealing with the US debt crisis in the healthcare sector
Health care debt has become a burden and a scourge for many American families, and a sensible health care debt proposal that balances relief with fairness and feasibility is desperately needed. AhmadArdity / Pixabay – Valuewalk Q4 2021 Hedge Fund Letters, Talks & More According to the Consumer Financial Protection Bureau, half of all outstanding …

Lexin Fintech Holdings Ltd. (NASDAQ:LX) Receives Consensus “Buy” Rating from Brokerages
Lexin Fintech Holdings Ltd. (NASDAQ: LX) received an average “buy” recommendation from the six analysts who currently cover the company, Marketbeat reports. Three equity research analysts gave the stock a hold rating and three gave the company a buy rating. The 12-month average price target among analysts who have reported on the stock in the …

Santa Monica company to pay $1.5 million for illegally obtaining financial data from millions of consumers – Daily News
A Santa Monica company that allegedly tricked millions of consumers into providing sensitive information under the guise of connecting them with lenders will pay $1.5 million in civil penalties imposed by the Federal Trade Commission. ITMedia Solutions LLC, which specializes in lead generation, will also face restrictions on its sale and use of consumer data …

Milestone Partners sells Heights Finance
RADNOR, Pa., January 13, 2022 /PRNewswire/ — Milestone Partners (“Milestone”) is pleased to announce the sale of Heights Finance (“Heights” or the “Company”) to CURO Group Holdings Corp. (NYSE: CURO), the December 27, 2021 for a total equity consideration of $360 million. Based at Greenville, South Carolina, Heights provides installment loans and related insurance products …

Park National Corporation – Consensus Says Potential -11.5% Down
National Park Society found using ticker (PRK) now have 3 analysts covering the stock. Analyst consensus indicates a rating of “Hold”. The target price varies between 137.5 and 121 by calculating the average target price that we see 128.17. Given that the previous close of shares was at 144.8, this would indicate that there is …

Installment loans from the city of Alamo. Installment Financial Loans in San Antonio, Texas
Installment loans from the city of Alamo. Installment Financial Loans in San Antonio, Texas a ?? a ?? a? a ?? a ?? a ?? a ?? a ?? a ?? a ?? a? a? a ?? a? a ?? a? a ?? Business for beginners Information pool on university student problems Business for beginners …